Simple 3-Step Process
From the moment you apply, you're working with one dedicated specialist who stays with your loan from start to finish. Most loans go from first click to closed in as little as two weeks.
Apply
Submit online or speak with a specialist for approval.
Complete our secure online application in minutes, or call and a specialist will walk you through it. Get a decision in as little as 24 hours, with one dedicated specialist staying with you from first call to closing.
Customize
Review options and select terms that fit your goals. We lay out multiple offers side by side to provide options between different down payments, terms, and structures. Choose the monthly payment and payoff timeline that match your needs.
Close
Finalize the details and get on the water. We coordinate the survey (for pre-owned vessels), title work, Coast Guard documentation, and insurance verification, then schedule a closing on your timeline. Most loans close in as little as two weeks from your application.
A Typical Timeline
Submit your application online or by phone.
Receive your approval decision.
Compare loan structures and lock your terms.
Survey (pre-owned), title work, documentation, and insurance verification — coordinated by us.
Close and set sail.
Timelines vary with vessel type, survey scheduling, and documentation. Pre-owned purchases with surveys typically take the full two weeks; refinances can move faster.
Start Your Marine Financing Journey
From the Keys to the Gulf Coast, Florida offers world-class boating. Our Florida-based team understands your coastal lifestyle and delivers financing solutions tailored to the local marine community.