Boat & Yacht Loan Options
Financing your boat should feel smooth, like a calm morning on the water. Every loan at GoMarine Lending is designed around our competitive rates and flexible terms.
New Vessel Financing
Purchase-money financing for brand-new motor yachts, sailing vessels, and specialty boats.
Our specialists work directly with your dealer or builder to keep financing on their timeline, so you get on the water faster.
- Down payments as low as 15%
- Terms up to 20 years
- Vessels up to $4M
- $100K minimum loan
Pre-Owned Vessel Loans
Financing for brokerage and private-party purchases, with full survey coordination handled by our team.
Pre-owned purchases are complex with marine surveys, sea trials, title and documentation checks. We coordinate all of it. Your loan specialist manages the survey process and works with the broker, surveyor, and documentation company so closing stays on schedule.
- Down payments as low as 15%
- Terms up to 20 years
- Vessels up to $4M
- $100K minimum loan
Refinancing
Lower your rate, adjust your term, or restructure an existing marine loan to fit where you are today.
Refinancing can lower your monthly payment or shorten the payoff timeline for your vessel. We'll review your current loan and show you exactly what a new structure would look like without any obligation.
- Down payments as low as 15%
- Terms up to 20 years
- Vessels up to $4M
- $100K minimum loan
Start Your Marine Financing Journey
From the Keys to the Gulf Coast, Florida offers world-class boating. Our Florida-based team understands your coastal lifestyle and delivers financing solutions tailored to the local marine community.